RATES & INSURANCE
Rates & Insurance
Clear, transparent information about session fees, private-pay therapy, out-of-network reimbursement, and payment options.
Individual Therapy Session Fee
$195
55-60 minutes
Individual Therapy Session Fee
My fee for a standard individual therapy session is $195 for a 55 to 60-minute session.
This fee reflects the time, clinical attention, and individualized care involved in each session.
Free 15-Minute Phone Consultation
A free 15-minute phone consultation is available before you decide to begin.
This is a chance to ask questions, get a sense of how I work, and determine whether we may be a good fit before making any commitment.
Reduced-Fee Slots
A limited number of reduced-fee slots may be available for clients who are unable to access out-of-network
reimbursement and for whom cost is a significant barrier.
If this applies to you, you are welcome to raise it during our consultation. I am happy to have that conversation directly and without judgment.
Why I Practice Outside of Insurance
I am not paneled with any insurance companies in my private practice. This is an intentional choice, and I want to be transparent about why.
Insurance-based care can include limitations that affect the quality, privacy, and flexibility of treatment. These may include session limits, required diagnoses, and third-party involvement in treatment decisions.
As a private-pay, out-of-network provider, our work together is not shaped by those constraints.This means:
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Your treatment is guided by clinical need, not insurance requirements.
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There are no arbitrary session limits set by an insurance company.
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The pace, depth, and focus of therapy are determined clinically.
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No diagnosis is submitted to an insurer as a condition of therapy.
Private-pay therapy is an investment. I recognize that, and I do not take it lightly.
Out-of-Network Insurance Benefits
Many insurance plans include out-of-network mental health benefits, which may allow you to receive partial reimbursement for therapy fees.
If you have these benefits, I can provide a monthly superbill. A superbill is a detailed receipt with the necessary billing information and codes, which you may submit directly to your insurance company for reimbursement.
Please note that if you submit a superbill, your insurance company may require diagnostic and billing information as part of the reimbursement process.
Questions to Ask Your Insurance Provider
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Before beginning therapy, you may want to ask your insurance provider:
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Do I have out-of-network mental health benefits?
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What is my reimbursement rate for CPT code 90834 or 90837?
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Is there a deductible I need to meet first?
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Is reimbursement based on the billed amount or an allowable amount?
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How do I submit out-of-network claims?
Payment is due at the time of service.
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Debit/Credit Cards
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HSA/FSA Cards
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Zelle